Better yet, at the end of each day write down a list ofĮach expenditure and what it was used for on a piece of paper or a spreadsheet. Every time you buy something, pay aīill, or dispose of any of your money, make a strong mental note of what it isīeing spent on. For the next month or two, think veryĬlosely about how your money is spent. Understand and track yourĪccount for every dollar spent. Here are some steps that can help guide you through the process. That you fully commit to tracking your expenses, creating your spreadsheet,Īnalyzing the results, and then making improvements on a line item by line itemīasis. Creating a budget can be a daunting task and it requires To that end, we've created a free budget spreadsheet that you can use to help get yourįinances in order, along with some tips on how to create your own free household budget worksheetįree budget template. Budgeting is hands down the most important way to understand and take control
